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Heartland Payment Systems (HPY) vs. QIWI PLC (QIWI) Head to Head Review

QIWI PLC (NASDAQ: QIWI) and Heartland Payment Systems (NYSE:HPY) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, institutional ownership, earnings, analyst recommendations, dividends and profitabiliy. Profitability

This table compares QIWI PLC and Heartland Payment Systems’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
QIWI PLC 14.27% 23.38% 13.06%
Heartland Payment Systems 3.25% 27.90% 6.09%

Valuation and Earnings This table compares QIWI PLC and Heartland Payment Systems’ gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
QIWI PLC £591.02 million 2.06 £179.77 million £0.69 29.07
Heartland Payment Systems N/A N/A N/A N/A N/A

QIWI PLC has higher revenue and earnings than Heartland Payment Systems. Institutional & Insider Ownership

15.9% of QIWI PLC shares are held by institutional investors. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. Dividends

QIWI PLC pays an annual dividend of £0.76 per share and has a dividend yield of 3.8%. Heartland Payment Systems does not pay a dividend. QIWI PLC pays out 110.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

QIWI PLC has increased its dividend for 6 consecutive years. Analyst Recommendations This is a summary of current ratings and target prices for QIWI PLC and Heartland Payment Systems, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
QIWI PLC 0 3 1 0 2.25
Heartland Payment Systems 0 0 0 0 N/A

QIWI PLC currently has a consensus price target of £22.67, suggesting a potential upside of 12.99%.

Given QIWI PLC’s higher possible upside, analysts plainly believe QIWI PLC is more favorable than Heartland Payment Systems. Summary QIWI PLC beats Heartland Payment Systems on 8 of the 10 factors compared between the two stocks.

QIWI PLC Company Profile QIWI plc is a provider of payment services in Russia and the Commonwealth of Independent States (CIS). The Company’s network enables payment services across physical, online and mobile channels.

The Company operates in target markets and customer segments. As of December 31, 2016, the Company had deployed over 17.2 million virtual wallets, over 162,000 kiosks and terminals, and enabled merchants to accept over Russian rubles 70 billion cash and electronic payments monthly. The Company’s consumers can use cash, stored value and other electronic payment methods to order and pay for goods and services across physical or virtual environments interchangeably.

The Company provides integrated network of physical distribution points and virtual wallets, as well as payment channels and methods that enable consumers to deposit cash, convert it into a digital form and transfer the funds to a virtual wallet or pay for any merchant in its network. Heartland Payment Systems Company Profile Heartland Payment Systems, Inc. is a United States-based company that provides payment processing services to merchants.

The Company’s electronic payment processing services facilitate the exchange of information and funds between merchants and cardholders’ financial institutions.

Its segments include Payment Processing, which offers card payment processing and related services to its small and medium-sized enterprise merchants and Network Services merchants; Campus Solutions, which offers payment processing, integrated commerce solutions, loan services and open- and closed-loop payment solutions to institutions of higher education; Heartland School Solutions, which offers school nutrition and point of sale solutions and associated payment solutions to K-12 schools; Heartland Payroll Solutions, which provides payroll processing and related tax filing services, and Other, including integrated payments solutions for small ticket merchants, and loyalty and gift card marketing solutions.

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